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If after a third physician's opinion, there is still a dispute over a treatment or diagnostic service, an employee may apply for an independent medical review. The employee must sign a form authorizing the release of all medical and treatment information regarding the disputed treatment/service. The employer or insurer must provide all pertinent information regarding the disputed treatment including a copy of any treating physician correspondence and a copy of all medical records used by physicians in deciding on the disputed treatment. The independent medical reviewer shall conduct a physical examination of the employee and may order any necessary diagnostic tests to resolve the dispute. The independent medical examiner must submit a report to the administrative director as to whether the disputed treatment was consistent with the utilization schedule and cite all information used in making a decision.

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