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Summary:

Fraudulent disclosures/representations/statements to obtain or deny insurance benefits will be punished. Fraudulent "statements" includes falsified medical charts, x-rays, and other medical records.

Summary:

In an action alleging use of runners, cappers, steerers or other persons to procure clients or patients under an insurance contract, the complaint and all material evidence shall be served on the district attorney and the Insurance Commissioner, and shall be filed in camera, and remain under seal for at least 60 days.

Summary:

In a civil action for insurance fraud, a copy of the complaint and written disclosure of all material evidence and information shall be served on the district attorney and commissioner. The complaint will be filed in camera and placed under seal for at least 60 days, and will not be served upon the defendant until the court so orders.

Summary:

Defines "personal information," which includes medical information. Defines "medical information" as that which (1) relates to an individual's physical or mental condition, medical history or medical treatment, or (2) is obtained from a medical professional or medical care institution, from the individual, or from the individual's spouse, parent, or legal guardian. Defines "medical record information" as information that: (1) Relates to an individual's physical or mental condition, medical history or medical treatment; and, (2) Is obtained from a medical professional or medical care institution, from the individual, or from the individual's spouse, parent, or legal guardian. Defines "confidential communications request" as a request by an insured covered under a health insurance policy that insurance communications containing medical information be communicated to him or her at a specific mail or email address or specific telephone number, as designated by the insured.

Summary:

An insurance institution or agent shall provide a notice of information practices to all applicants or policyholders in connection with insurance transactions within time limits set as specified for written applications for insurance, policy renewal, policy reinstatement, or change of insurance benefits. Notice shall be in writing, and is required state if personal information will be collected, possible disclosures, methods of collection, etc. The article also allows an alternative abbreviated notice that includes a notice of the right to access personal information

Summary:

Notice must include types of information collected; techniques used to collect the information; types of permissible disclosures; and description of subject's rights

Summary:

By written request, individuals may gain access to their personal information held by an insurance institution, agent or insurance-support organization. The entities must also provide a list of entities/persons to whom this personal information was disclosed within the last two years. Medical information in the possession of insurance entities may be provided either directly to the individual or to a medical professional designated by the individual. Mental health record information shall be supplied directly to the individual, pursuant to this section, only with the approval of the qualified professional person with treatment responsibility for the condition to which the information relates.

Summary:

By written request, individuals may gain access to their personal information held by an insurance institution, agent or insurance-support organization. The entities must also provide a list of entities/persons to whom this personal information was disclosed within the last two years. Medical information in the possession of insurance entities may be provided either directly to the individual or to a medical professional designated by the individual. Mental health record information shall be supplied directly to the individual, pursuant to this section, only with the approval of the qualified professional person with treatment responsibility for the condition to which the information relates.

Summary:

Insurance institution/agent's obligation to provide individual's requested personal information (including medical information) may be satisfied by another insurance institution or agent authorized to act on its behalf; an insurance institution, agent or insurance-support organization may make arrangements with an insurance-support organization or a consumer reporting agency to copy and disclose recorded personal information on its behalf.

Summary:

Individuals may request correction, amendment or deletion of recorded personal information held by insurance institutions, agents or insurance-support organizations. If the insurance entity changes the information, it must notify the individual, and must communicate the changes to persons specifically designated, who may have received the information within the past two years.

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